#Borrowers

Starting July 1, millions of federal student loan holders will have two new ways to repay their debt. Here's what to know about the additional options.

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Changes to the U.S. Department of Education's income-driven repayment plans will impact many student loan borrowers' timelines to debt cancellation.

Millions of student loan borrowers fell into default early this year – and a second wave of delinquencies could be on its way, the Federal Reserve Bank of New York said Tuesday.

Student loan defaults are showing up on consumers' credit reports for the first time since the Covid pandemic, a new blog by the New York Fed shows.

The elimination of the SAVE student-loan repayment plan could lead more borrowers into default, the New York Federal Reserve said.

Want to buy a home or refinance your current one? Here are the mortgage interest rates you'll need to know first.

As Trump's federal student-loan changes push more students toward private loans, borrowers face a maze of confusing rules, weak oversight, and risks.

A mortgage interest rate lock before the next inflation report is released could make sense now. Here's why.

Borrowers told their loans had been paid off, later learned they had actually been transferred to a third party and were being sued for the balance.

Student loan borrowers are facing a future of higher monthly payments after the court-ordered end of a Biden-era student loan repayment plan.

Major private student-loan lenders, like Navient and Sallie Mae, are ready to bring in more borrowers when Trump's repayment changes begin in July.

This research shows that when banks closely track how projects evolve and act on new information, they can significantly reduce losses. Even more importantly, the mere presence of monitoring encourages borrowers to behave more responsibly, improving…

Women pay off mortgages more reliably than men do, yet find the loans harder to get and often pay more for them. This study suggests why.…Read More

Nearly everyone told Matt and Jessica Flannery that their idea -- a website where people could make micro loans to individual borrowers in the developing world -- wouldn't work.…

Does the mortgage crisis demand a government bailout? A year ago, most experts thought not. Sad as the situation was for some homeowners, many felt the problem would be confined to those who had gambled on risky loans with eyes open.…

As fallout from the subprime lending crisis continues, a number of remedies have been proposed to deal with it. One is legislation to curtail predatory lending, which is generally thought to be a factor behind the issuing of so many subprime loans to…

Troubles in the subprime mortgage industry seem to be spreading. The stock market is in turmoil. Alan Greenspan and others say the economy is being hurt. Consumer groups predict that up to two million Americans will lose their homes.…

Federal oversight protects student borrowers. Some of it has stopped, watchdog says