#Gocurrycracker

A simple check-list for important things to do before the end of year to optimize all of your retirement taxes.

I avoided selling stock to pay our bills during a down market by using low-APR loans and 0% credit cards, for a profit of up to 40%.

Do it yourself. Why? Because its fun, costs way less than outsourcing, and ensures it is done right.

A few years ago we bought a house, paid in full with cash. Then I got a small mortgage as an inflation hedge and to invest for fun and profit.…

“How do I avoid the pro-rata rule in retirement? Can I do X to avoid it?” I’ve seen this question numerous times. My general answer – don’t avoid the pro rata rule in retirement.…

From the inbox: Jeremy, I remember that you aren’t a big fan of 529s. But now that you can move excess 529 funds into a Roth IRA (thanks to Secure Act 2.0) … now, surely, you must LOVE them! Right? Actually…. no.…

I have now submitted our 2024 tax return. Somebody (me) has exceptional procrastination skills. The numbers this year are very nice – overall we “earned” more and paid about the same.…