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Weekly ACA 2027 Open Enrollment FAQ/Megathread (Week 3) - Please feel free to ask all questions, share your experiences/results/resources, and discuss the ACA in general. ACA posting outside of this thread is also fine.

FI/RE - Financial Independence & Retiring Early·Zphr·about 23 hours ago
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#fire#redditfire#magi#silver#plan

It's that joyous time of the year once again, boys and girls, when those of us using the ACA get to figure out our health insurance for the new year!…

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What expenses are you “prepaying” now to keep your MAGI low later on?

Reddit r/Fire·u/duckprincess19·6 months ago
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#prepaying#keep#magi#later#mortgage

For us, it’s paying off our mortgage early, maxing our HSA, and funding 529s for the kids to keep our MAGI manageable in early retirement. We could never stay below 400% FPL with a HCOL mortgage and want our kids to have the option of graduating college…

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