Earlier this year, the Apple Card Savings account earned an interest rate of 3.65%. This was cut in April to 3.5%. The rate has just been cut for a second time, and there may be more significant reductions further ahead … Apple has just notified savings account holders that the interest rate has been cut again to 3.4%. The partnership with Goldman Sachs does see the interest rate adjusted periodically, so this is nothing unusual. However, there are concerns that the upcoming switch to Chase may see significantly lower interest rates in future. Goldman was apparently unable to make a profit on the partnership, and Apple seemingly had difficulty in finding another bank or financial institution to take on the card. That fact in conjunction with Chase’s own savings accounts offering rather low interest rates leads many to suspect that Apple Card holders can expect significantly lower interest rates whenever the partnership finally makes the switch.…