Mortgage rates fell this week, with the 30-year fixed rate averaging 7.39%, down from 7.47% last week, according to Bankrate’s latest lender survey.

Current mortgage rates

Loan type Current 4 weeks ago One year ago 52-week average 52-week low

30-year 7.39% 7.08% 6.26% 6.51% 6.09%

15-year 6.81% 6.42% 5.50% 5.82% 5.45%

30-year jumbo 7.47% 7.14% 6.43% 6.61% 6.22%

The 30-year fixed mortgages in this week’s survey had an average total of 0.36 discount and origination points . Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan.

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Monthly mortgage payment at today’s rates

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