A reader (not pictured) asks our For Love & Money column how to ask their parents for an early inheritance. laflor/Getty Images

Dear For Love & Money,

I am lucky enough to come from a family with a lot of generational wealth. My great-grandparents passed down a large fortune to their kids, who passed it down to my parents when they died.

Before their deaths, my grandparents also used a large part of it to make their children's and grandchildren's lives better. They gave my parents enough to pay off most of their house, paid for my college , bought me my first car, and did the same for my sister and cousins.

Now, my parents have their share of the family inheritance . My sister and I fully expected our parents to follow our grandparents' example and give us some money up front — not the whole inheritance, but enough to help us pay off some debt and make our lives a little easier.

My parents have shown no signs of giving us a penny right now.…