The Approval Layer an AI Spending Stack Needs Before It Scales

The Approval Layer an AI Spending Stack Needs Before It Scales

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If an AI agent can research a vendor, compare prices, open a paid API, and execute a workflow, where exactly should the spending decision live: inside the prompt, inside a wallet, or inside a policy layer that an operator can audit later?

That is the practical tradeoff I used while reviewing FluxA. The interesting question is not simply whether an agent can pay. Lots of crypto and fintech demos can move value from one place to another.…