Rocket Mortgage claimed the top spot in mortgage origination volume in 2025, beating out previous leader United Wholesale Mortgage, according to Home Mortgage Disclosure Act data.

While nearly 5,000 lenders originated mortgages in 2025, most of the activity is concentrated at the top: The 10 largest mortgage lenders accounted for more than 23% of all U.S. home loans originated and over 25% of the dollar volume of loans originated for the year.

10 largest mortgage lenders by loan origination volume

Below are the top 10 lenders by 2025 origination volume. This list is based on a Bankrate analysis of Home Mortgage Disclosure Act data, with assistance from LendingPatterns, a mortgage data firm.

Rocket Mortgage

United Wholesale Mortgage

CrossCountry Mortgage

Pennymac

Chase

LoanDepot

Bank of America

Guild Mortgage

Veterans United Home Loans

Navy Federal Credit Union

Rating: 4.6 stars out of 5

2025 origination volume: 429,332 loans

2025 dollar volume: $116.2 billion

4.7 out of 5 stars from Bankrate…