In this post, I’d like to share my favorite kinds of credit card perks. The idea is that there are lots of reasons that people consider picking up credit cards — most commonly, it could be for a great welcome bonus , or because of the return on spending a card offer . In other situations, it could be thanks to the perks offered by a card, as that’s one of the reasons I have so many credit cards .

In this post, I’d like to focus specifically on the types of credit card perks that I value the most. In other words, this isn’t about the return on spending offered by a card, and it’s not about the credits offered by a card, at least not as such. After all, I don’t really consider the former to be a perk, while I typically view the latter as being more about offsetting the annual fee on a card, in order to make the math work.

So with that in mind, let me share my favorite benefits and perks just for having a card, and of course I’ll give some examples.…