Sometimes it takes a few tries to accomplish a goal. Back in 1998, I was nine years old when The Legend of Zelda: Ocarina of Time came out. I was immediately hooked, battling my way through Zelda dungeons until I got to the absolutely terrifying Shadow Temple. Nine-year-old me was so scared that I put my controller down for seven years until an older version of myself that was less frightened by 64-bit graphics defeated the Shadow Temple and the rest of the game.

Maybe you’ve experienced something similar when it comes to money. You’ve tried to change how you spend your money, but you quickly went back to your old ways. Maybe your financial situation looked a lot like the Shadow Temple and you weren’t able to face it. Maybe you didn’t have the space to build new habits. Or maybe you didn’t have the right motivation.

That’s what our friends Brian and Leann needed. A big, exciting financial goal was the missing ingredient they needed to change the trajectory of their financial life.…