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Deciding between a PPO vs HDHP

Reddit r/personalfinance·u/poookieee_518·5 days ago
#B9teXKaS
#plan#hdhp#family#coinsurance#considering
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I (24F) have open enrollment coming up soon and am considering getting my own health insurance this year.I’m still on my family’s plan as it costs them the same regardless of if I’m on it or not. Originally I was going to stay on my family’s plan until I turned 26. However, I have been considering getting a HDHP plan so I can have access to a HSA, but am hesitant to start paying for healthcare when it is currently free for me and it is an additional monthly expense. I originally was going to have my work plan as a secondary insurance, however I can’t do that as my family plan is not HSA eligible and you cannot mix plans. Below are the comparisons between my family’s plan and my employer’s HDHP.…

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