Gullak’s iPhone app helps users automate savings into digital gold with SIPs, roundups, and withdrawal options.

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Gullak is a Summer 2022 Y Combinator company that offers an iPhone app for saving in digital gold. The product is built around small, regular savings rather than a one-time purchase, with options for daily, weekly, monthly, or one-time gold buying. The company says its goal is to make it easier to plan, save, and grow money in a familiar asset class for Indian users. ( ycombinator.com ; gullak.money )

According to the company site and App Store listing, the app lets users automate savings, including a “save on every spend” feature that rounds up online transactions and invests the difference into digital gold. Users can also set a savings plan, make lump-sum top-ups, and redeem their gold later as cash, gold coins, or jewellery, depending on the option chosen in the app.…