When it comes to applying for American Express cards, the issuer’s five credit card limit is a restriction to be aware of. In this post, I’d like to discuss that in more detail, including discussing just how consistently this is actually enforced.

What is Amex’s five credit card limit?

Which cards don’t count toward Amex’s card limit?

Is the Amex five card limit consistently enforced?

Bottom line

All the major card issuers have different restrictions when it comes to approving people for new cards. One of the major restrictions for getting approved for American Express cards has been a limit on how many total Amex credit cards you can have (this doesn’t include cards you have with other issuers).

Specifically, Amex limits consumers to having at most five credit cards with the issuer at a given time.…