As the warm air from a super el Niño makes its way across the North American continent, parts of the U.S. are facing increased risk of flooding in 2026 and 2027, according to Newsweek. The potential for disastrous wind and rain events during the winter is so great that the governor of California had already declared a statewide state of emergency as early as September. Southern states, from California to Florida, face the possibility of heavy rain, making flood response preparations even more important for people in these areas than in previous years.

Of course, you don’t have to wait for torrential rains to be at risk of flooding. A plumbing problem, like a toilet overflow, a burst pipe or a backed-up floor drain, can be just as serious. Whether your house flooded because of a natural disaster or a plumbing problem, timely response is of the essence to avoid mold and structural damage to your house and belongings as well as denials on your insurance claims.…