Elevate Pay offers non-U.S. residents a U.S.-style USD account for receiving, sending, and holding money.

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Elevate Pay is a finance app for freelancers, remote workers, and founders who want a U.S.-style USD account without living in the United States. The company says it is a fintech, not a bank, and that its banking services are provided through Merchants Commercial Bank, Member FDIC. Y Combinator lists Elevate in Winter 2022, and the company now uses the Elevate brand on its website and app store listing. ( ycombinator.com ; elevatepay.co )

On the app’s product pages, Elevate says users can receive, send, and save USD, with a U.S.-based account that supports ACH and is “ACH-enabled.” The website also says the service is built for remote workers, freelancers, and founders, including people receiving pay from platforms and employers such as Deel, Remote, Upwork, Fiverr, and bank transfers.…