I'm hoping to get some advice on our student loan repayment strategy and make sure we're understanding everything correctly. I've been trying to figure out the best way to minimize our monthly student loan payments while I pursue PSLF and determine which repayment plan makes the most sense for my husband, who is not eligible for forgiveness.

Our goal is to pay as little as possible toward my loans while pursuing PSLF. Once my loans are forgiven, we plan to take whatever amount we were paying toward my student loans each month and put that money toward my husband's loan principal so we can pay his loans off much faster.

I'd really appreciate advice on whether our payment estimates look correct, whether my estimated buyback dates are realistic, and which repayment plans we should choose or avoid.

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