Technology is amazing. We live in a world where almost anything your heart desires is a swipe, a tap, or a click away. Communication is instant, information is easily accessible, and transactions are seamless. From a life-size cardboard cutout of Danny DeVito to a last-minute dog walker to care for Groucho Barks when you’re working overtime, you can get just about anything quickly and with very little effort.

And for many, that convenience comes at a cost—like waking up to find Danny DeVito propped up in your living room, and realizing that purchase wasn’t actually an emergency after all.

Debit cards, credit cards, and online payment options separate us from the concept of cash in a way that makes impulse purchases and overspending all too easy to do. A cash envelope system, also known as envelope budgeting or cash stuffing, is a budgeting method using cash and envelopes that encourages you to create a plan for your money by assigning it to specific spending categories.…