There have been few reasons to celebrate in Ann Arbor over the three seasons since Michigan won the College Football Playoff national championship.

On Saturday, the Wolverines’ misery continued as they failed to reach the end zone when they needed it most and suffered their third loss of the season, a 13-6 overtime defeat to defending national champion Indiana .

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Indiana quarterback Josh Hoover scored on a 4-yard touchdown run in overtime, then the Hoosiers ’ defense stopped Michigan on its ensuing possession to secure a 13-6 victory.…