Looking for SEPP'ers experiences, not necessarily looking for advice (tho' Id take it). I'm getting close, and considering options, one is to take an SEPP (Rule 72), and work a little part time /CoastFire (I'll probably share over there too). My situation makes CoastFire an interesting option.

- For those who have SEPP'd, what was your plan and how has it gone?

- Who here has done this w/ part time?

- If so, how did you decide how much $$$ to have ready, before locking in your distributions til 59.5?

- How did you decide how much to part-time?

- How did you decide *what to do part-time? Or consult? (have some decent industry experience/certs)

- Do you wish you'd done it sooner? Waited longer?

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Details if anyone cares:

- My sitch: I think I’m ready (both financially and emotionally lol), my wife is a teacher and is close. She needs to work a few more years to be eligible for her pension, then she’ll be ready. Her job is increasingly more stressful.…