Retirees wondering where to invest their money should keep this in mind: Investments don't happen in a vacuum. Every investment has a role to play, whether that's providing short-term income or long-term growth .

This means you have plenty of questions to consider as you review the options. Not everyone will have the same questions, but some that my clients have raised recently include:

What's happening with interest rates , and how should that affect the investing choices you make?

Is the commodities market worth a look? Those considering making gold and silver a part of their portfolios must weigh whether to buy and, if they do, how much.

As you look for answers, the goal should be to find strategies you can use to take advantage of market upsides while limiting losses on the negative side of the ledger.

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