What’s the opposite of gatekeeping? Welcome to “ Payment Processing , “ in which we ask stylish, generally cool people who’ve tried it all about their favorite fashion and beauty buys.

Zooey Deschanel has a memorable aesthetic — and that’s a good thing. From her signature bangs to her vintage-inspired wardrobe and super-cute ballet flats, the actor has long cultivated a personal style that feels distinctly her own. Whether as Jess on “New Girl” or just herself, the queen of twee is so refreshingly loyal to her personal style that the trends she loves have gone around and come back into fashion again.

Now, the millennial icon who screams holiday spirit (“Elf,” anyone?) has teamed up with another millennial icon, Bath & Body Works , for a holiday campaign featuring the new cozy season-ready products, including fine fragrance mist, body cream, lotion, hand soap, candles and more.

Photo: Courtesy of Bath & Body Works

We caught up with Deschanel to discuss her current beauty favorites, the body products she’s…