If you live in an upscale apartment complex in a major city, you’ve likely seen larger-than-life ads promoting Bilt, a fintech company offering credit cards that reward you for dining , traveling, shopping —and paying rent. Since Bilt's launch in 2021, it's aimed to compete in the travel rewards space by offering rewards on rent payments, something that other travel rewards credit cards have not always been able to do.

After Bilt's partnership with Wells Fargo ended in January 2026, its credit cards underwent major changes. The brand is now repositioning itself as a lifestyle rewards program that goes beyond rewarding expenditures on rent to include broader housing expenses like mortgages.…