Japan crypto exchange Bitbank has launched a crypto-linked credit card that allows users to pay their bills directly in Bitcoin, the first such product from a licensed Japanese exchange to combine traditional credit functionality with BTC settlement.

The move signals a meaningful shift in how Japan’s regulated crypto sector is approaching retail payment infrastructure.

The card offers 0.5% cashback in cryptocurrency on all spending, layering a rewards incentive on top of the settlement mechanic.

Bitcoin payments integration has never had a cleaner regulatory window in Japan than it does right now, and Bitbank is moving into that window ahead of competitors.

The mechanics are straightforward, but the product structure deserves precision.…