American Express is adding more than 1 million Airbnb listings to its travel portal, giving eligible cardholders new ways to earn points on vacation rentals.

Starting on Oct. 22, 2026, eligible AmEx cardholders can book Airbnb stays through AmEx Travel — and some can unlock additional benefits. But at the same time, the issuer is adding restrictions to a valuable perk on its popular premium card.

More points and perks is a good thing, but the news isn't all positive. Beginning Jan. 1, 2027, the $600 Hotel Credit on the American Express Platinum Card® and The Business Platinum Card® from American Express — which AmEx now calls the “Lodging Credit” — can no longer be used for one-night stays at Fine Hotels and Resorts properties. That makes the credit significantly harder to use. Terms apply.

The American Express Platinum Card® has an annual fee of $895 ( see rates and fees ) and The Business Platinum Card® from American Express has an annual fee of $895 ( see rates and fees ).…