(Image credit: Getty Images)

For most Americans, the weeks and months following Tax Day are characterized by a collective sigh of relief. Returns are submitted, checks are cut, and paperwork is filed away for another year.

This year, complacency is a risk you can't afford.

As a wealth planner, I view our current environment as a rare "golden hour" for taxpayers — a confluence of low marginal rates , expanded deductions and a historically quiet enforcement landscape.

From just $107.88 $24.99 for Kiplinger Personal Finance

Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues

CLICK FOR FREE ISSUE

Sign up for Kiplinger’s Free Newsletters

Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.

Profit and prosper with the best of expert advice - straight to your e-mail.

However, the basic math of the U.S.…