Bilt just announced several changes that are largely consumer-friendly, most of which are coming in 2027.

The biggest update is to Bilt Cash , the secondary rewards currency introduced during the Bilt 2.0 rollout . In a win for cardholders, Bilt Cash will now expire 12 months after it’s earned, rather than at the end of the calendar year, according to the program's announcement on Oct. 27, 2026. The catch: Bilt is retiring the ability to earn 4% back in Bilt Cash on eligible non-housing purchases unless you opt out of the change before your card account anniversary.

At the same time, Bilt announced several other changes to the Bilt Rewards program, including new benefits when you hold Bilt status, a change to the hotel credits that come on select Bilt credit cards and a new “Daily Rewards” program when you pay for housing or transact through Bilt’s partners.

What’s Bilt Cash, again?

Bilt Cash is a separate rewards currency from Bilt Points .…