A disabled man who was caught speeding in his government-paid Motability car, and then lied over who was behind the wheel, has lost his bid to get his vehicle back.

The man, named only as Mr B, falsely claimed another man was driving his car at the time of the offence as he needed help driving home.

But when the company told him his hire contract would be terminated as the named man was not insured to drive the car, he confessed to the lie.

It did not change Motability’s decision, prompting an “unhappy” Mr B to file a complaint to the Financial Ombudsman that the sanction, which included a four-year ban from the scheme, was “unfair”.

However, ombudsman Mark Hollands dismissed his claim, and wrote in his decision: “I appreciate not having a vehicle through Motability will impact Mr B but having thought very carefully about what has happened in this case, and in particular the severity of Mr B’s dishonesty, I’m not persuaded in the circumstances that Motability acted unreasonably.”

Mr B was one of more…