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Many Americans are worried about healthcare costs as midterms approach. Why do they keep rising?

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As Americans prepare to vote in Tuesday's midterm elections , rising healthcare costs are among the top financial and economic concerns, according to recent polling.

A quarter of voters say they are "very worried" about being able to afford healthcare costs and more than one-third say they are "somewhat worried," according to a KFF poll earlier this month.

Those who get their health insurance through the Affordable Care Act (ACA) saw their average monthly benchmark premium jump from $497 per month in 2025 to $625 in 2026, according to KFF , particularly after enhanced premium tax credits expired at the end of last year.

A new analysis from KFF published Friday found that finalized benchmark silver premiums for healthcare plans under the ACA will rise by an average of 13% next year, marking the second year in a row of double-digit percentage increases.

Premiums have risen even for those with employer-sponsored health insurance.…

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