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Investors don't hire financial advisors because they want to — they do it because they believe they need help making important financial decisions.

But too often, that relationship leads to frustration, confusion and a lingering question: " Am I actually getting good advice? "

As I've been interviewing individual investors for my newest book — and listening carefully to their real-world experiences — clear patterns have emerged. The frustrations aren't random. They're systemic.

From just $107.88 $24.99 for Kiplinger Personal Finance

Become a smarter, better informed investor.…