Brainstorming out loud here... I’ve been sketching out a plan to retire as soon as I reach a portfolio size that would allow me to spend 1-2 years living a semi-nomadic lifestyle focused on learning, volunteering, and personal growth. I've already identified several programs and destinations where the cost of living could be dramatically lower, potentially around one-third of what I currently spend at home.
The idea is to begin the FIRE journey by doing things I genuinely enjoy while keeping expenses extremely low. That would give my portfolio a few extra years to continue compounding, ideally at a faster rate than if I retired directly into my normal lifestyle. Then, when I eventually settle back down, there’s a good chance the portfolio could have grown to a level that would make FIRE significantly more comfortable and sustainable.
Does this approach make sense? Am I overplanning, or is this actually a reasonable strategy?…