SoFi Reports Third Quarter 2026 with Record Net Revenue of $1.4 Billion, Net Income of $241 Million and Raises Full-Year Guidance

October 27, 2026

Adjusted Net Revenue up 44% to a record $1.4 billion

Adjusted EBITDA up 70% to a record $470 million

Adjusted Net income of $243 million, with $0.18 EPS

Member growth up 35% to a record 17.1 million members

Product growth up 44% to a record 26.7 million products

Raised 2026 guidance to $5.04 billion adjusted net revenue, $1.66 billion adjusted EBITDA

Introduced 2027 outlook of $6.4 billion adjusted net revenue, $2.24 billion adjusted EBITDA, $0.90 of EPS

SoFi Technologies, Inc.…