Mortgage rates retreated this week, with the 30-year fixed rate averaging 6.56%, down from 6.60% last week, according to Bankrate’s latest lender survey.

Current mortgage rates

Loan type Current 4 weeks ago One year ago 52-week average 52-week low

30-year 6.56% 6.37% 6.94% 6.43% 6.09%

15-year 5.84% 5.69% 6.11% 5.68% 5.45%

30-year jumbo 6.62% 6.48% 6.89% 6.52% 6.22%

The 30-year fixed mortgages in this week’s survey had an average total of 0.34 discount and origination points . Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan.

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Monthly mortgage payment at today’s rates

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