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Finding a moldy piece of produce creates a familiar kitchen gamble, but the risk depends on what's growing and what it's growing on, experts say.

A recent survey out of Germany found that nearly one in three people cut mold off food before eating the rest, a habit that may not remove all toxins.

Fewer than half of respondents knew that cooking or baking does not destroy mycotoxins, which are produced by certain molds and can be invisible in foods. More than a quarter thought heat could destroy them, while another quarter were unsure.

SCIENTISTS SAY YOU'VE BEEN THROWING AWAY PERFECTLY GOOD MEAT BECAUSE OF ONE COMMON MISTAKE

The survey, which was conducted by Germany's Federal Institute for Risk Assessment, measured reported habits and knowledge, not toxin levels in food or illness.

The report highlighted the limits of relying on sight to judge food safety.

Visible mold can leave people wondering whether to cut away the spot or throw the food out.…