Hi there,

I'm currently in an interesting time in my life where I'm no longer a homeowner and don't have a formal rental lease (went through divorce and young age and now a digital nomad working remote). I have a net worth that probably warrants an umbrella policy at this point. However, it seems like you can't get an umbrella policy with out homeowners or renters insurance...

Have any of you FIRE folks navigated a similar situation? Just looking for some starting guidance.

EDIT: Turns out you don't need a formal lease in order to purchase a renters policy. You simply need to provide your primary residence.