Jeff Dick

CEO & Chairman of the Board

Good afternoon, and thank you for joining our third quarter 2026 earnings webcast. My name is Jeff Dick. I'm the Chairman and CEO of MainStreet Bancshares, Inc. and MainStreet Bank. With me today is our Chief Financial Officer, Alex Vari; and our Chief Lending Officer, Tom Floyd. Chris Marinac, Director of Research for Brean Capital, will join us at the end of the call with his questions.

If you'd like, you can also submit written questions through the presentation using the chat function on the web portal. This function is private, so what you write won't be visible to anyone else. We will address your questions at the end of the presentation.

Before we begin, I'd like to remind everyone that today's presentation contains forward-looking statements. These statements are based on current management expectations and are subject to risks and uncertainties that could cause actual results to differ materially.…