I’m 31(F) with no kids living in LA and have been working on my Sep IRA contributions for the last 10 years, I’m happy to say right now i have a little over 800k invested. In the next 2-3 years I’m planning on moving with my husband to Denmark (his country) and significantly lowering my living expenses so i can start a family! To me it would feel like “retirement” because I’d be taking a huge step back from the fast paced work life i live now, but realistically I’d still be working (just less) and maybe making 50-100k a year. As well as my husband working too. I didn’t plan on touching my SEP IRA until i was in my 50s, but the idea of slowing down now sounds really nice. Am i totally off and making the wrong decision? I don’t work in finance so tbh i have no idea how to maximize my investments properly especially with potentially moving overseas when my money is in US accounts.