It goes without saying that some of us take maximizing credit card rewards to the extreme, and that can include holding onto a lot of credit cards. In this post, I’d like to lay my cards on the table… no pun intended!

After all, maximizing credit cards is one of the best ways to elevate your travel. This can include getting the credit cards with the best welcome bonuses , maximizing your return on spending , and taking advantage of credit card perks .

There are a lot of misconceptions about the impact that applying for credit cards can have on your credit score.…