Sources at several banks have indicated that they have been taking actions independent of user instructions.

Unauthorized third-party AI agents are accessing US bank accounts, according to a report by Axios . Some of these agents are even taking actions that appear to be independent of user instructions, though this is based on unnamed sources within several banking institutions.

Many AI agents, including the cute and cuddly Muse , can access a user's bank account to perform actions on their behalf. This is already a security nightmare, as most banks mandate that humans log in to their own accounts. The problem is compounded when these agents start to buy things or shift money around. The potential for scams and fraud is off the charts.

Banks have tracked agent activity and suggested that they have done things like contact call centers, all without being given specific permission.…