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There's something about an email from Social Security that makes you pay attention. After all, we're talking about your retirement benefits and years of earnings. So when a message lands in your inbox saying your statement is ready, clicking to take a look might seem perfectly reasonable. That's exactly what scammers are counting on.

Take a look at this email below that recently landed in an inbox. It looks professional, carries the Social Security Administration (SSA) logo and includes a button to view a statement. However, a closer inspection reveals something the sender probably hoped you wouldn't notice. The message came from an email address with no apparent connection to the federal government.

Even more concerning, the Social Security Administration's Office of the Inspector General warned in February 2026 about a significant increase in fraudulent emails using this same type of trick.…