With more frequent storms, floods, wildfires and drought, caused by climate change, having a huge impact on property around the world, we’d like to find out how the insurance industry is managing climate change risk.

There have been reports of insurance workers, who analyse risk around a natural disaster, coming under pressure to downplay losses in order to keep premiums affordable for customers. The practice of underestimating risks to keep insurance premiums down could be widespread.

We’d like to hear from insurance industry workers; modellers, actuaries, underwriters and others about how climate change risk is managed in your company. How do you feel about the current pricing of insurance premiums? Do you have concerns?

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