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The IRS has released the 2027 contribution limits for health savings accounts , or HSAs, which offer triple-tax benefits for investors.

Starting in 2027, the new HSA contribution limit will be $4,500 for self-only plans, up from $4,400 in 2026 , based on the latest inflation adjustments.

The HSA limit for family coverage will also rise in 2027. That cap will jump to $9,000, which is up from $8,750 in 2026, according to the IRS announcement issued on Friday.

HSAs offer three tax benefits: Contributions are tax-deductible, the funds grow tax-free and you don't pay levies on withdrawals for qualified medical expenses.

But to make contributions, you must have an eligible high-deductible health insurance plan .…