Bilt is the platform that potentially helps people earn rewards on their housing payments , whether paying rent or a mortgage. However, Bilt goes way beyond that, and nowadays has quite the robust transferable points currency. In this post, I’d like to take a closer look at the basics of redeeming Bilt Points, and how to maximize value.

So that I don’t bury the lede, generally the best use of Bilt Points is to move them to the program’s airline and hotel partners, as this can offer the most outsized value. Bilt has some valuable and unique partners, and that’s what makes the ecosystem so lucrative.

Link: Apply for a Bilt credit card ( Rates & Fees ), with three options to choose from

The basic value proposition of Bilt’s credit card ecosystem

The ways to redeem Bilt Points, from best to worst Transfer Bilt Points to 26 travel partners (airlines, hotels, rail)

Redeem Bilt Points toward a home downpayment

Redeem Bilt Points with the Bilt Travel Portal

Redeem Bilt Points for shopping, fitness, and…