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r/StudentLoans

u/NotMeUsee

Got an extension after my 90 days

Rant/Complaint

I got an email today from EDFinancial. My 90 days came and went and I was alerted that I have another 30 days before I got into the standard plan.

For realsy this time, super cereal. I have no idea whats happening and I dont think they do either.

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Future-Wealth7958

It took them 6 months to approve my IBR move from SAVE with edfinancial. Doge cuts have decimated the agency and it’s quite apparent they simply can’t institute all the draconian bullshit they want to, because the don’t have enough staff.

NotMeUsee

I tried to switch plans but the IDR months ago. It was incredibly expensive. The life of the loan would have been shorter but the math was the same as paying it off in full.

I don't get it.