Looking into an assumable loan. I bought my house in 2021 using a VA Loan at a very low rate (~2%). Is my understanding correct that the longer I hold the loan/more I pay off the loan the less profitable/attractive it is to buyers? IE I sell my sell today w/ $250k loan remaining vs selling in 5 years when it has $200k loan remaining. Since the remaining balance outside of the loan must be paid in cash(typically).