Things that go bump in the night aren't the only frights retirees should fear this Halloween season; their retirement accounts might just scare the bejesus out of them.

That's especially true in the current environment, where inflation is rising, gas prices are elevated, and a U.S. mid-term election is around the corner. Short-term portfolio dips might be scary, but the true nightmares lie in these five hidden traps.

5 Spooky Retirement Investment Moves to Avoid

1. The monster you invited in

(Image credit: Getty Images)

You may have heard this AI stock is the next Nvidia , or this option play using an upside-down multi-way spread trade (whatever that is) will make you rich; if you don't understand it and still invest in it, Brant Wong , head of retirement solutions at Principal Asset Management, says that is one of the scariest things an investor can do.

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