If you've dreamed of a move in North Carolina, now might be the time. Beyond the excitement of the spring homebuying season, the Tarheel State is currently offering a significant financial boost to help residents plant roots.

The NC 1st Home Advantage Down Payment program gives first-time home buyers and veterans access to homes priced up to $495,000 with a major perk: $15,000 in down payment assistance.

The catch? Well, the 0% interest, deferred second mortgage is only forgiven over 15 years. If you move out before the full amount is forgiven, you might be on the hook for paying back the loan — and any taxes owed.

From just $107.88 $24.99 for Kiplinger Personal Finance

Become a smarter, better informed investor.…