“Emily Hart” is a young, AI-created conservative woman who likes to take off her clothes.

Like many medical school students, Sam was broke.

The 22-year-old aspiring orthopedic surgeon from northern India got some money from his parents, but he says he spent most of it subsidizing his licensing exams, and he’s still saving up to hopefully emigrate to the US after graduation. So he started searching for ways to make additional money online.

Sam, who requested a pseudonym to avoid jeopardizing his medical career and immigration status, tried a few things, with varying degrees of legitimacy and success. He made YouTube shorts and sold study notes to other med students.…