Refreshed like your fridge after payday! Updated: August 8th, 2025

Mint’s strong suit was expense tracking and spending reports, but it also had key budgeting features that Mint users have used for over a decade.

Now, Credit Karma is a popular personal finance app in its own right with a whopping 100 million members. However, it doesn’t offer an option that allows users to proactively manage their money.

Credit Karma users will be able to track their net worth, see a breakdown of their monthly spending, check their bank account balances, and connect their financial institutions to Credit Karma, but they will not be able to set spending limits, create monthly budgets, or track their progress on savings goals.

Credit Karma is not a budgeting tool (and gravy is not a beverage).

So, to answer the question: Is Credit Karma the best budgeting app for former Mint users?…