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Any potential issue with switching from SAVE to ICR today, and then switching to old IBR in 2028? : r/StudentLoans

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r/StudentLoans

u/Vivid-Isopod

Any potential issue with switching from SAVE to ICR today, and then switching to old IBR in 2028?

ICR shows 279 qualifying payments, old IBR shows 0. I consolidated previous loans to Direct loans in 2022 to get into SAVE, so I don't know if that reset the counter for IBR or it's just a data glitch. I'd rather switch to old IBR directly, but it just seems too risky.

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Betsy514

Top 1% Commenter

That's fine. And if you have 279 on icr you have that amount on ibr even if the backdoor doesn't show that

Vivid-Isopod

Thanks, Betsy. I appreciate your input.