Skyrocketing hospital bills and inflated motor garage repair costs, rather than insurance agents’ commissions, are driving up general insurance claims and putting pressure on premiums, the Confederation of General Insurance Agents Associations of India (CGIAAI) has said, urging the government to tackle the root causes of rising costs instead of squeezing insurance distribution.

In a representation submitted to Prime Minister Narendra Modi, the association, which claims it represents 1.6 million individual general insurance agents, has called for direct regulation and standardisation of hospital tariffs and automobile workshop repair bills.…